Call reports 2018
PADUCAH BANK AND TRUST COMPANY, THE — 2018
What PADUCAH BANK AND TRUST COMPANY, THE reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 631,974,000 | 634,019,000 | 639,183,000 | 649,564,000 |
| Total loans | 461,553,000 | 464,786,000 | 468,810,000 | 476,986,000 |
| Allowance for loan losses | 6,057,000 | 6,131,000 | 6,091,000 | 6,088,000 |
| Securities available for sale | 117,997,000 | 115,403,000 | 113,771,000 | 116,758,000 |
| Securities held to maturity | 121,000 | 116,000 | 111,000 | 105,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 477,792,000 | 475,447,000 | 484,138,000 | 499,349,000 |
| Interest-bearing deposits | 343,378,000 | 346,929,000 | 357,387,000 | 374,705,000 |
| Noninterest-bearing deposits | 134,414,000 | 128,518,000 | 126,751,000 | 124,644,000 |
| Equity capital | 75,392,000 | 73,860,000 | 74,013,000 | 75,310,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 6,431,000 | 13,020,000 | 19,847,000 | 26,827,000 |
| Interest expense | 760,000 | 1,680,000 | 2,778,000 | 4,114,000 |
| Net interest income | 5,671,000 | 11,340,000 | 17,069,000 | 22,713,000 |
| Noninterest income | 1,750,000 | 3,660,000 | 5,580,000 | 7,107,000 |
| Noninterest expense | 4,856,000 | 9,749,000 | 14,857,000 | 19,682,000 |
| Provision for loan losses | 225,000 | 425,000 | 575,000 | 725,000 |
| Pretax income | 2,328,000 | 4,820,000 | 7,210,000 | 9,403,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 2,328,000 | 4,820,000 | 7,210,000 | 9,403,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 72,572,000 | 71,353,000 | 72,263,000 | 73,069,000 |
| Total capital | 78,593,000 | 77,335,000 | 78,316,000 | 79,157,000 |
| Risk-weighted assets | 481,673,000 | 478,416,000 | 484,268,000 | 487,828,000 |