Call reports 2016
PADUCAH BANK AND TRUST COMPANY, THE — 2016
What PADUCAH BANK AND TRUST COMPANY, THE reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 579,690,000 | 593,909,000 | 595,492,000 | 617,884,000 |
| Total loans | 410,160,000 | 419,423,000 | 420,312,000 | 438,403,000 |
| Allowance for loan losses | 5,556,000 | 5,738,000 | 5,685,000 | 5,678,000 |
| Securities available for sale | 123,017,000 | 124,731,000 | 123,634,000 | 123,675,000 |
| Securities held to maturity | 272,000 | 223,000 | 213,000 | 202,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 423,497,000 | 441,075,000 | 438,408,000 | 465,902,000 |
| Interest-bearing deposits | 301,270,000 | 321,294,000 | 310,133,000 | 337,092,000 |
| Noninterest-bearing deposits | 122,227,000 | 119,781,000 | 128,275,000 | 128,810,000 |
| Equity capital | 75,406,000 | 76,884,000 | 75,989,000 | 73,828,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 5,875,000 | 11,860,000 | 17,841,000 | 23,905,000 |
| Interest expense | 232,000 | 495,000 | 760,000 | 1,042,000 |
| Net interest income | 5,643,000 | 11,365,000 | 17,081,000 | 22,863,000 |
| Noninterest income | 1,617,000 | 3,327,000 | 5,216,000 | 6,920,000 |
| Noninterest expense | 4,562,000 | 9,140,000 | 13,915,000 | 18,533,000 |
| Provision for loan losses | 225,000 | 450,000 | 675,000 | 940,000 |
| Pretax income | 2,524,000 | 5,151,000 | 7,751,000 | 10,345,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 2,524,000 | 5,151,000 | 7,751,000 | 10,345,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 68,078,000 | 68,304,000 | 68,188,000 | 69,082,000 |
| Total capital | 73,517,000 | 73,863,000 | 73,720,000 | 74,760,000 |
| Risk-weighted assets | 435,046,000 | 444,612,000 | 442,440,000 | 465,001,000 |