Call reports 2015
PADUCAH BANK AND TRUST COMPANY, THE — 2015
What PADUCAH BANK AND TRUST COMPANY, THE reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 554,845,000 | 546,264,000 | 562,066,000 | 577,199,000 |
| Total loans | 377,580,000 | 374,734,000 | 380,053,000 | 404,774,000 |
| Allowance for loan losses | 5,833,000 | 5,678,000 | 5,440,000 | 5,382,000 |
| Securities available for sale | 123,189,000 | 121,226,000 | 126,575,000 | 124,182,000 |
| Securities held to maturity | 331,000 | 316,000 | 302,000 | 284,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 413,423,000 | 414,920,000 | 411,294,000 | 419,564,000 |
| Interest-bearing deposits | 298,628,000 | 295,143,000 | 286,692,000 | 304,505,000 |
| Noninterest-bearing deposits | 114,795,000 | 119,777,000 | 124,602,000 | 115,059,000 |
| Equity capital | 73,901,000 | 73,452,000 | 75,172,000 | 74,984,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 5,620,000 | 11,231,000 | 16,679,000 | 22,398,000 |
| Interest expense | 187,000 | 369,000 | 544,000 | 732,000 |
| Net interest income | 5,433,000 | 10,862,000 | 16,135,000 | 21,666,000 |
| Noninterest income | 1,642,000 | 3,436,000 | 5,251,000 | 6,627,000 |
| Noninterest expense | 4,290,000 | 8,734,000 | 13,286,000 | 17,718,000 |
| Provision for loan losses | 180,000 | 350,000 | 505,000 | 720,000 |
| Pretax income | 2,660,000 | 5,330,000 | 7,703,000 | 10,071,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 2,660,000 | 5,330,000 | 7,703,000 | 10,071,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 65,823,000 | 66,857,000 | 67,630,000 | 68,304,000 |
| Total capital | 70,661,000 | 71,615,000 | 72,476,000 | 73,535,000 |
| Risk-weighted assets | 386,051,000 | 379,797,000 | 387,157,000 | 418,377,000 |