Call reports 2014
PADUCAH BANK AND TRUST COMPANY, THE — 2014
What PADUCAH BANK AND TRUST COMPANY, THE reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 543,650,000 | 542,790,000 | 532,988,000 | 545,917,000 |
| Total loans | 365,929,000 | 369,026,000 | 366,740,000 | 378,076,000 |
| Allowance for loan losses | 5,868,000 | 5,876,000 | 5,865,000 | 5,713,000 |
| Securities available for sale | 130,730,000 | 128,743,000 | 124,566,000 | 122,489,000 |
| Securities held to maturity | 676,000 | 641,000 | 612,000 | 347,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 432,546,000 | 398,482,000 | 386,722,000 | 400,899,000 |
| Interest-bearing deposits | 323,902,000 | 288,249,000 | 278,391,000 | 287,216,000 |
| Noninterest-bearing deposits | 108,644,000 | 110,233,000 | 108,331,000 | 113,683,000 |
| Equity capital | 68,833,000 | 71,329,000 | 71,355,000 | 72,145,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 5,588,000 | 11,229,000 | 16,950,000 | 22,608,000 |
| Interest expense | 230,000 | 450,000 | 655,000 | 858,000 |
| Net interest income | 5,358,000 | 10,779,000 | 16,295,000 | 21,750,000 |
| Noninterest income | 1,366,000 | 2,987,000 | 4,579,000 | 6,194,000 |
| Noninterest expense | 4,253,000 | 8,433,000 | 12,849,000 | 17,049,000 |
| Provision for loan losses | 150,000 | 275,000 | 410,000 | 610,000 |
| Pretax income | 2,357,000 | 5,191,000 | 7,806,000 | 10,466,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 2,357,000 | 5,191,000 | 7,806,000 | 10,466,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 62,483,000 | 63,875,000 | 63,909,000 | 64,775,000 |
| Total capital | 67,028,000 | 68,461,000 | 68,446,000 | 69,405,000 |
| Risk-weighted assets | 362,434,000 | 365,561,000 | 361,909,000 | 369,323,000 |