Call reports 2013
PADUCAH BANK AND TRUST COMPANY, THE — 2013
What PADUCAH BANK AND TRUST COMPANY, THE reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 544,664,000 | 530,318,000 | 530,264,000 | 543,945,000 |
| Total loans | 346,847,000 | 350,716,000 | 349,763,000 | 368,782,000 |
| Allowance for loan losses | 5,950,000 | 5,991,000 | 5,934,000 | 5,791,000 |
| Securities available for sale | 138,665,000 | 130,260,000 | 134,083,000 | 130,825,000 |
| Securities held to maturity | 801,000 | 764,000 | 731,000 | 701,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 448,651,000 | 441,148,000 | 425,484,000 | 430,106,000 |
| Interest-bearing deposits | 342,726,000 | 333,884,000 | 317,054,000 | 322,646,000 |
| Noninterest-bearing deposits | 105,925,000 | 107,264,000 | 108,430,000 | 107,460,000 |
| Equity capital | 68,229,000 | 65,518,000 | 66,746,000 | 66,872,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 5,551,000 | 11,072,000 | 16,631,000 | 22,274,000 |
| Interest expense | 329,000 | 621,000 | 883,000 | 1,129,000 |
| Net interest income | 5,222,000 | 10,451,000 | 15,748,000 | 21,145,000 |
| Noninterest income | 1,618,000 | 3,182,000 | 4,621,000 | 6,026,000 |
| Noninterest expense | 4,200,000 | 8,478,000 | 12,815,000 | 17,068,000 |
| Provision for loan losses | 120,000 | 240,000 | 360,000 | 480,000 |
| Pretax income | 2,567,000 | 4,960,000 | 7,292,000 | 9,670,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 2,567,000 | 4,960,000 | 7,292,000 | 9,670,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 59,064,000 | 59,950,000 | 60,652,000 | 61,586,000 |
| Total capital | 63,407,000 | 64,353,000 | 65,073,000 | 66,189,000 |
| Risk-weighted assets | 345,760,000 | 350,677,000 | 352,141,000 | 367,016,000 |