Call reports 2012
PADUCAH BANK AND TRUST COMPANY, THE — 2012
What PADUCAH BANK AND TRUST COMPANY, THE reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 546,795,000 | 549,951,000 | 543,177,000 | 554,822,000 |
| Total loans | 347,423,000 | 349,012,000 | 351,303,000 | 354,462,000 |
| Allowance for loan losses | 6,202,000 | 6,117,000 | 6,116,000 | 5,966,000 |
| Securities available for sale | 142,993,000 | 144,707,000 | 142,790,000 | 140,676,000 |
| Securities held to maturity | 1,323,000 | 1,264,000 | 1,198,000 | 1,140,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 449,199,000 | 450,184,000 | 439,436,000 | 454,221,000 |
| Interest-bearing deposits | 340,144,000 | 347,843,000 | 337,850,000 | 346,054,000 |
| Noninterest-bearing deposits | 109,055,000 | 102,341,000 | 101,586,000 | 108,167,000 |
| Equity capital | 63,298,000 | 65,475,000 | 67,205,000 | 67,962,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 5,881,000 | 11,794,000 | 17,657,000 | 23,392,000 |
| Interest expense | 488,000 | 941,000 | 1,588,000 | 1,947,000 |
| Net interest income | 5,393,000 | 10,853,000 | 16,069,000 | 21,445,000 |
| Noninterest income | 1,525,000 | 3,208,000 | 4,754,000 | 6,892,000 |
| Noninterest expense | 4,225,000 | 8,387,000 | 12,615,000 | 16,884,000 |
| Provision for loan losses | 195,000 | 390,000 | 585,000 | 675,000 |
| Pretax income | 2,616,000 | 5,402,000 | 7,877,000 | 11,111,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 2,616,000 | 5,402,000 | 7,877,000 | 11,111,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 54,038,000 | 55,865,000 | 56,818,000 | 58,081,000 |
| Total capital | 58,303,000 | 60,161,000 | 61,126,000 | 62,450,000 |
| Risk-weighted assets | 339,266,000 | 341,943,000 | 342,840,000 | 347,905,000 |