Call reports 2010
PADUCAH BANK AND TRUST COMPANY, THE — 2010
What PADUCAH BANK AND TRUST COMPANY, THE reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 503,367,000 | 511,648,000 | 513,827,000 | 520,134,000 |
| Total loans | 331,127,000 | 337,659,000 | 336,966,000 | 332,399,000 |
| Allowance for loan losses | 5,937,000 | 6,133,000 | 6,209,000 | 5,964,000 |
| Securities available for sale | 119,109,000 | 128,047,000 | 133,175,000 | 133,703,000 |
| Securities held to maturity | 4,640,000 | 3,919,000 | 3,463,000 | 3,177,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 398,460,000 | 398,187,000 | 406,806,000 | 420,329,000 |
| Interest-bearing deposits | 306,073,000 | 304,829,000 | 307,138,000 | 329,135,000 |
| Noninterest-bearing deposits | 92,387,000 | 93,358,000 | 99,668,000 | 91,194,000 |
| Equity capital | 50,400,000 | 53,547,000 | 55,487,000 | 53,961,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 6,177,000 | 12,422,000 | 18,648,000 | 24,770,000 |
| Interest expense | 957,000 | 1,868,000 | 2,702,000 | 3,485,000 |
| Net interest income | 5,220,000 | 10,554,000 | 15,946,000 | 21,285,000 |
| Noninterest income | 1,662,000 | 3,290,000 | 5,299,000 | 7,191,000 |
| Noninterest expense | 3,859,000 | 7,754,000 | 11,835,000 | 16,141,000 |
| Provision for loan losses | 300,000 | 600,000 | 780,000 | 900,000 |
| Pretax income | 2,723,000 | 5,509,000 | 8,617,000 | 11,198,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 2,723,000 | 5,509,000 | 8,617,000 | 11,198,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 46,011,000 | 47,754,000 | 47,789,000 | 48,370,000 |
| Total capital | 50,102,000 | 51,879,000 | 51,892,000 | 52,467,000 |
| Risk-weighted assets | 325,410,000 | 328,008,000 | 326,116,000 | 325,880,000 |