Call reports 2009
PADUCAH BANK AND TRUST COMPANY, THE — 2009
What PADUCAH BANK AND TRUST COMPANY, THE reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 494,094,000 | 484,492,000 | 493,615,000 | 494,320,000 |
| Total loans | 333,013,000 | 323,562,000 | 331,607,000 | 330,695,000 |
| Allowance for loan losses | 5,381,000 | 5,968,000 | 6,062,000 | 5,764,000 |
| Securities available for sale | 105,096,000 | 114,765,000 | 116,618,000 | 116,663,000 |
| Securities held to maturity | 6,736,000 | 6,308,000 | 5,546,000 | 4,913,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 393,644,000 | 377,416,000 | 374,212,000 | 383,300,000 |
| Interest-bearing deposits | 322,088,000 | 302,211,000 | 292,960,000 | 300,690,000 |
| Noninterest-bearing deposits | 71,556,000 | 75,205,000 | 81,252,000 | 82,610,000 |
| Equity capital | 42,807,000 | 44,881,000 | 48,309,000 | 48,369,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 6,657,000 | 13,161,000 | 19,641,000 | 26,001,000 |
| Interest expense | 1,593,000 | 2,939,000 | 4,133,000 | 5,182,000 |
| Net interest income | 5,064,000 | 10,222,000 | 15,508,000 | 20,819,000 |
| Noninterest income | 1,661,000 | 3,433,000 | 5,256,000 | 6,914,000 |
| Noninterest expense | 3,753,000 | 7,694,000 | 11,752,000 | 15,886,000 |
| Provision for loan losses | 600,000 | 1,200,000 | 1,470,000 | 1,845,000 |
| Pretax income | 2,374,000 | 4,899,000 | 7,735,000 | 10,222,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 2,374,000 | 4,899,000 | 7,735,000 | 10,222,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 40,896,000 | 42,508,000 | 43,935,000 | 44,831,000 |
| Total capital | 44,941,000 | 46,464,000 | 48,053,000 | 48,944,000 |
| Risk-weighted assets | 322,298,000 | 314,528,000 | 327,520,000 | 327,454,000 |