Call reports 2008
PADUCAH BANK AND TRUST COMPANY, THE — 2008
What PADUCAH BANK AND TRUST COMPANY, THE reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 478,037,000 | 477,830,000 | 478,266,000 | 487,855,000 |
| Total loans | 341,721,000 | 343,932,000 | 344,157,000 | 343,945,000 |
| Allowance for loan losses | 3,628,000 | 3,707,000 | 3,925,000 | 4,795,000 |
| Securities available for sale | 86,558,000 | 89,321,000 | 90,801,000 | 95,781,000 |
| Securities held to maturity | 13,168,000 | 9,892,000 | 9,622,000 | 6,976,000 |
| Trading assets | 1,074,000 | 475,000 | 346,000 | 0 |
| Total deposits | 370,167,000 | 361,480,000 | 356,181,000 | 380,434,000 |
| Interest-bearing deposits | 300,962,000 | 290,263,000 | 284,352,000 | 317,086,000 |
| Noninterest-bearing deposits | 69,206,000 | 71,217,000 | 71,829,000 | 63,348,000 |
| Equity capital | 40,008,000 | 39,074,000 | 40,051,000 | 41,270,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 7,271,000 | 14,445,000 | 21,517,000 | 28,472,000 |
| Interest expense | 2,681,000 | 4,867,000 | 6,955,000 | 9,005,000 |
| Net interest income | 4,590,000 | 9,578,000 | 14,562,000 | 19,467,000 |
| Noninterest income | 2,458,000 | 3,539,000 | 5,357,000 | 7,373,000 |
| Noninterest expense | 3,559,000 | 7,340,000 | 11,149,000 | 14,836,000 |
| Provision for loan losses | 180,000 | 420,000 | 930,000 | 2,355,000 |
| Pretax income | 3,322,000 | 5,372,000 | 7,855,000 | 9,664,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 3,322,000 | 5,372,000 | 7,855,000 | 9,664,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 36,824,000 | 37,931,000 | 39,266,000 | 39,709,000 |
| Total capital | 40,452,000 | 41,639,000 | 43,191,000 | 43,771,000 |
| Risk-weighted assets | 320,033,000 | 323,699,000 | 323,905,000 | 324,208,000 |