Call reports 2007
PADUCAH BANK AND TRUST COMPANY, THE — 2007
What PADUCAH BANK AND TRUST COMPANY, THE reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 428,667,000 | 431,024,000 | 445,624,000 | 457,019,000 |
| Total loans | 329,183,000 | 331,908,000 | 338,006,000 | 338,420,000 |
| Allowance for loan losses | 3,994,000 | 3,605,000 | 3,573,000 | 3,714,000 |
| Securities available for sale | 46,036,000 | 47,088,000 | 58,238,000 | 64,867,000 |
| Securities held to maturity | 26,923,000 | 26,085,000 | 21,365,000 | 20,037,000 |
| Trading assets | 135,000 | 96,000 | 225,000 | 552,000 |
| Total deposits | 341,029,000 | 338,966,000 | 339,909,000 | 359,852,000 |
| Interest-bearing deposits | 279,707,000 | 271,322,000 | 273,120,000 | 290,563,000 |
| Noninterest-bearing deposits | 61,322,000 | 67,644,000 | 66,789,000 | 69,289,000 |
| Equity capital | 35,172,000 | 35,773,000 | 37,365,000 | 38,332,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 6,700,000 | 13,629,000 | 20,755,000 | 27,993,000 |
| Interest expense | 2,737,000 | 5,524,000 | 8,393,000 | 11,263,000 |
| Net interest income | 3,963,000 | 8,105,000 | 12,362,000 | 16,730,000 |
| Noninterest income | 1,410,000 | 2,833,000 | 4,329,000 | 6,338,000 |
| Noninterest expense | 3,259,000 | 6,643,000 | 10,006,000 | 13,508,000 |
| Provision for loan losses | 90,000 | 180,000 | 300,000 | 470,000 |
| Pretax income | 2,024,000 | 4,115,000 | 6,385,000 | 9,090,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 2,024,000 | 4,115,000 | 6,385,000 | 9,090,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 32,079,000 | 33,419,000 | 34,374,000 | 35,078,000 |
| Total capital | 35,712,000 | 37,024,000 | 37,947,000 | 38,792,000 |
| Risk-weighted assets | 290,358,000 | 297,065,000 | 303,022,000 | 307,442,000 |