Call reports 2006
PADUCAH BANK AND TRUST COMPANY, THE — 2006
What PADUCAH BANK AND TRUST COMPANY, THE reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 405,569,000 | 414,264,000 | 416,023,000 | 423,255,000 |
| Total loans | 306,569,000 | 310,010,000 | 314,049,000 | 323,604,000 |
| Allowance for loan losses | 4,348,000 | 4,413,000 | 4,429,000 | 3,946,000 |
| Securities available for sale | 40,659,000 | 44,338,000 | 45,612,000 | 44,085,000 |
| Securities held to maturity | 33,035,000 | 29,337,000 | 28,829,000 | 28,009,000 |
| Trading assets | 204,000 | 230,000 | 159,000 | 116,000 |
| Total deposits | 319,766,000 | 319,150,000 | 321,081,000 | 326,163,000 |
| Interest-bearing deposits | 259,756,000 | 256,033,000 | 259,776,000 | 266,660,000 |
| Noninterest-bearing deposits | 60,010,000 | 63,116,000 | 61,305,000 | 59,503,000 |
| Equity capital | 33,851,000 | 34,438,000 | 35,787,000 | 34,182,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 5,771,000 | 11,836,000 | 18,186,000 | 24,821,000 |
| Interest expense | 1,994,000 | 4,175,000 | 6,603,000 | 9,216,000 |
| Net interest income | 3,777,000 | 7,661,000 | 11,583,000 | 15,605,000 |
| Noninterest income | 1,285,000 | 2,636,000 | 3,918,000 | 5,219,000 |
| Noninterest expense | 3,156,000 | 6,357,000 | 9,676,000 | 12,836,000 |
| Provision for loan losses | 158,000 | 302,000 | 430,000 | 0 |
| Pretax income | 1,748,000 | 3,638,000 | 5,395,000 | 7,976,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,748,000 | 3,638,000 | 5,395,000 | 7,976,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 31,310,000 | 32,380,000 | 32,871,000 | 31,193,000 |
| Total capital | 34,701,000 | 35,819,000 | 36,351,000 | 34,769,000 |
| Risk-weighted assets | 270,303,000 | 274,103,000 | 277,451,000 | 285,710,000 |