Call reports 2005
PADUCAH BANK AND TRUST COMPANY, THE — 2005
What PADUCAH BANK AND TRUST COMPANY, THE reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 389,560,000 | 393,859,000 | 402,643,000 | 402,171,000 |
| Total loans | 291,824,000 | 298,362,000 | 302,851,000 | 302,622,000 |
| Allowance for loan losses | 4,151,000 | 4,221,000 | 4,367,000 | 4,204,000 |
| Securities available for sale | 35,956,000 | 36,840,000 | 36,322,000 | 38,448,000 |
| Securities held to maturity | 35,978,000 | 35,064,000 | 34,259,000 | 33,543,000 |
| Trading assets | 393,000 | 196,000 | 351,000 | 153,000 |
| Total deposits | 312,559,000 | 308,130,000 | 312,760,000 | 315,741,000 |
| Interest-bearing deposits | 253,955,000 | 252,324,000 | 257,927,000 | 259,017,000 |
| Noninterest-bearing deposits | 58,604,000 | 55,806,000 | 54,833,000 | 56,724,000 |
| Equity capital | 31,649,000 | 32,966,000 | 33,284,000 | 33,533,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 4,976,000 | 10,218,000 | 15,708,000 | 21,382,000 |
| Interest expense | 1,528,000 | 3,225,000 | 5,067,000 | 6,974,000 |
| Net interest income | 3,448,000 | 6,993,000 | 10,641,000 | 14,408,000 |
| Noninterest income | 1,665,000 | 2,784,000 | 4,273,000 | 5,600,000 |
| Noninterest expense | 3,035,000 | 6,013,000 | 9,102,000 | 12,083,000 |
| Provision for loan losses | 150,000 | 300,000 | 450,000 | 475,000 |
| Pretax income | 1,928,000 | 3,464,000 | 5,362,000 | 7,359,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,928,000 | 3,464,000 | 5,362,000 | 7,359,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 28,714,000 | 29,528,000 | 30,240,000 | 30,687,000 |
| Total capital | 31,944,000 | 32,815,000 | 33,595,000 | 34,027,000 |
| Risk-weighted assets | 257,464,000 | 262,107,000 | 267,383,000 | 266,299,000 |