Call reports 2004
PADUCAH BANK AND TRUST COMPANY, THE — 2004
What PADUCAH BANK AND TRUST COMPANY, THE reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 361,493,000 | 363,072,000 | 369,821,000 | 385,708,000 |
| Total loans | 268,937,000 | 267,177,000 | 271,996,000 | 282,533,000 |
| Allowance for loan losses | 3,866,000 | 4,041,000 | 4,083,000 | 4,075,000 |
| Securities available for sale | 34,671,000 | 35,393,000 | 34,393,000 | 36,813,000 |
| Securities held to maturity | 29,649,000 | 34,126,000 | 33,486,000 | 37,233,000 |
| Trading assets | 160,000 | 288,000 | 132,000 | 150,000 |
| Total deposits | 292,517,000 | 295,869,000 | 296,380,000 | 305,622,000 |
| Interest-bearing deposits | 251,089,000 | 250,081,000 | 248,467,000 | 251,916,000 |
| Noninterest-bearing deposits | 41,428,000 | 45,788,000 | 47,913,000 | 53,706,000 |
| Equity capital | 29,954,000 | 30,515,000 | 31,733,000 | 31,339,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 4,605,000 | 9,254,000 | 13,983,000 | 18,789,000 |
| Interest expense | 1,232,000 | 2,457,000 | 3,787,000 | 5,198,000 |
| Net interest income | 3,373,000 | 6,797,000 | 10,196,000 | 13,591,000 |
| Noninterest income | 850,000 | 2,453,000 | 3,582,000 | 4,855,000 |
| Noninterest expense | 2,797,000 | 5,663,000 | 8,501,000 | 11,448,000 |
| Provision for loan losses | 207,000 | 309,000 | 398,000 | 398,000 |
| Pretax income | 1,223,000 | 3,284,000 | 4,899,000 | 6,620,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,223,000 | 3,284,000 | 4,899,000 | 6,620,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 25,848,000 | 27,302,000 | 27,994,000 | 27,855,000 |
| Total capital | 28,815,000 | 30,295,000 | 31,032,000 | 31,014,000 |
| Risk-weighted assets | 236,452,000 | 238,358,000 | 242,016,000 | 251,834,000 |