Call reports 2003
PADUCAH BANK AND TRUST COMPANY, THE — 2003
What PADUCAH BANK AND TRUST COMPANY, THE reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 344,192,000 | 348,799,000 | 355,674,000 | 357,793,000 |
| Total loans | 242,282,000 | 246,537,000 | 255,112,000 | 262,104,000 |
| Allowance for loan losses | 3,351,000 | 3,519,000 | 3,666,000 | 3,704,000 |
| Securities available for sale | 35,150,000 | 32,206,000 | 35,900,000 | 32,271,000 |
| Securities held to maturity | 33,643,000 | 32,343,000 | 37,429,000 | 34,540,000 |
| Trading assets | 292,000 | 210,000 | 228,000 | 255,000 |
| Total deposits | 278,288,000 | 283,828,000 | 282,198,000 | 287,240,000 |
| Interest-bearing deposits | 241,778,000 | 242,283,000 | 241,734,000 | 245,252,000 |
| Noninterest-bearing deposits | 36,510,000 | 41,545,000 | 40,464,000 | 41,988,000 |
| Equity capital | 27,595,000 | 28,663,000 | 29,025,000 | 29,382,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 4,873,000 | 9,618,000 | 14,280,000 | 18,930,000 |
| Interest expense | 1,410,000 | 2,750,000 | 3,997,000 | 5,229,000 |
| Net interest income | 3,463,000 | 6,868,000 | 10,283,000 | 13,701,000 |
| Noninterest income | 1,070,000 | 2,090,000 | 3,538,000 | 4,737,000 |
| Noninterest expense | 2,643,000 | 5,352,000 | 8,109,000 | 10,790,000 |
| Provision for loan losses | 180,000 | 350,000 | 530,000 | 848,000 |
| Pretax income | 1,710,000 | 3,256,000 | 5,182,000 | 6,800,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,710,000 | 3,256,000 | 5,182,000 | 6,800,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,395,000 | 24,352,000 | 25,044,000 | 25,475,000 |
| Total capital | 26,082,000 | 27,087,000 | 27,874,000 | 28,384,000 |
| Risk-weighted assets | 214,352,000 | 217,981,000 | 225,531,000 | 231,905,000 |