Call reports 2002
PADUCAH BANK AND TRUST COMPANY, THE — 2002
What PADUCAH BANK AND TRUST COMPANY, THE reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 334,723,000 | 335,298,000 | 329,650,000 | 348,073,000 |
| Total loans | 232,299,000 | 235,200,000 | 235,983,000 | 237,971,000 |
| Allowance for loan losses | 2,802,000 | 2,883,000 | 3,025,000 | 3,255,000 |
| Securities available for sale | 54,279,000 | 51,995,000 | 32,249,000 | 31,055,000 |
| Securities held to maturity | 9,593,000 | 10,605,000 | 26,595,000 | 29,979,000 |
| Trading assets | 0 | 0 | 0 | 170,000 |
| Total deposits | 272,086,000 | 273,585,000 | 270,562,000 | 281,948,000 |
| Interest-bearing deposits | 235,631,000 | 236,956,000 | 236,268,000 | 241,164,000 |
| Noninterest-bearing deposits | 36,455,000 | 36,629,000 | 34,294,000 | 40,784,000 |
| Equity capital | 23,885,000 | 26,264,000 | 26,294,000 | 26,762,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 5,285,000 | 10,589,000 | 15,817,000 | 20,830,000 |
| Interest expense | 1,916,000 | 3,733,000 | 5,399,000 | 6,861,000 |
| Net interest income | 3,369,000 | 6,856,000 | 10,418,000 | 13,969,000 |
| Noninterest income | 905,000 | 1,703,000 | 2,657,000 | 3,677,000 |
| Noninterest expense | 2,475,000 | 4,944,000 | 7,672,000 | 10,300,000 |
| Provision for loan losses | 150,000 | 300,000 | 455,000 | 866,000 |
| Pretax income | 1,649,000 | 3,315,000 | 4,948,000 | 6,480,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,649,000 | 3,315,000 | 4,948,000 | 6,480,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,965,000 | 22,123,000 | 21,890,000 | 22,546,000 |
| Total capital | 23,514,000 | 24,691,000 | 24,447,000 | 25,206,000 |
| Risk-weighted assets | 203,676,000 | 205,148,000 | 204,128,000 | 212,189,000 |