Call reports 2001
PADUCAH BANK AND TRUST COMPANY, THE — 2001
What PADUCAH BANK AND TRUST COMPANY, THE reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 302,228,000 | 301,776,000 | 314,066,000 | 327,155,000 |
| Total loans | 229,433,000 | 225,228,000 | 234,660,000 | 233,128,000 |
| Allowance for loan losses | 2,603,000 | 2,582,000 | 2,705,000 | 2,662,000 |
| Securities available for sale | 35,782,000 | 36,668,000 | 41,442,000 | 48,670,000 |
| Securities held to maturity | 8,309,000 | 8,739,000 | 9,200,000 | 9,654,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 253,059,000 | 253,919,000 | 254,891,000 | 267,622,000 |
| Interest-bearing deposits | 222,185,000 | 223,389,000 | 224,780,000 | 230,528,000 |
| Noninterest-bearing deposits | 30,874,000 | 30,530,000 | 30,111,000 | 37,094,000 |
| Equity capital | 22,903,000 | 22,245,000 | 23,535,000 | 22,951,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 5,499,000 | 11,047,000 | 16,609,000 | 22,143,000 |
| Interest expense | 2,945,000 | 5,653,000 | 8,234,000 | 10,440,000 |
| Net interest income | 2,554,000 | 5,394,000 | 8,375,000 | 11,703,000 |
| Noninterest income | 851,000 | 1,665,000 | 2,491,000 | 3,403,000 |
| Noninterest expense | 2,214,000 | 4,561,000 | 6,901,000 | 9,517,000 |
| Provision for loan losses | 200,000 | 468,000 | 623,000 | 800,000 |
| Pretax income | 1,000,000 | 2,039,000 | 3,358,000 | 4,811,000 |
| Income tax | 274,000 | 564,000 | 936,000 | 1,691,000 |
| Net income | 726,000 | 1,475,000 | 2,422,000 | 3,120,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,067,000 | 18,391,000 | 19,415,000 | 19,317,000 |
| Total capital | 21,511,000 | 20,805,000 | 21,928,000 | 21,853,000 |
| Risk-weighted assets | 195,405,000 | 192,980,000 | 200,864,000 | 202,766,000 |