Call reports 2002
NATIONAL BANK OF HASTINGS — 2002
What NATIONAL BANK OF HASTINGS reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 |
|---|---|---|---|
| Total assets | 61,407,000 | 64,795,000 | 65,240,000 |
| Total loans | 49,161,000 | 51,546,000 | 52,324,000 |
| Allowance for loan losses | 705,000 | 727,000 | 713,000 |
| Securities available for sale | 6,035,000 | 5,729,000 | 5,301,000 |
| Securities held to maturity | 272,000 | 194,000 | 194,000 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 53,826,000 | 52,284,000 | 51,815,000 |
| Interest-bearing deposits | 40,562,000 | 38,709,000 | 39,555,000 |
| Noninterest-bearing deposits | 13,264,000 | 13,575,000 | 12,260,000 |
| Equity capital | 4,929,000 | 4,983,000 | 5,034,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 |
|---|---|---|---|
| Interest income | 1,132,000 | 2,275,000 | 3,419,000 |
| Interest expense | 316,000 | 641,000 | 955,000 |
| Net interest income | 816,000 | 1,634,000 | 2,464,000 |
| Noninterest income | 120,000 | 223,000 | 370,000 |
| Noninterest expense | 474,000 | 971,000 | 1,437,000 |
| Provision for loan losses | 36,000 | 73,000 | 112,000 |
| Pretax income | 426,000 | 813,000 | 1,285,000 |
| Income tax | 142,000 | 283,000 | 474,000 |
| Net income | 284,000 | 530,000 | 811,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 |
|---|---|---|---|
| Tier 1 capital | 4,894,000 | 4,842,000 | 4,917,000 |
| Total capital | 5,474,000 | 5,440,000 | 5,522,000 |
| Risk-weighted assets | 46,303,000 | 47,741,000 | 48,262,000 |