Call reports 2001
WEST SIDE BANK AND TRUST — 2001
What WEST SIDE BANK AND TRUST reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 92,733,000 | 95,175,000 | 93,078,000 | 95,280,000 |
| Total loans | 58,690,000 | 61,742,000 | 63,841,000 | 62,263,000 |
| Allowance for loan losses | 1,282,000 | 1,321,000 | 1,393,000 | 1,266,000 |
| Securities available for sale | 12,575,000 | 12,528,000 | 12,637,000 | 9,831,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 79,907,000 | 82,413,000 | 80,430,000 | 83,184,000 |
| Interest-bearing deposits | 64,704,000 | 64,875,000 | 64,479,000 | 67,218,000 |
| Noninterest-bearing deposits | 15,203,000 | 17,538,000 | 15,951,000 | 15,966,000 |
| Equity capital | 12,173,000 | 12,087,000 | 11,920,000 | 11,490,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 1,769,000 | 3,626,000 | 5,537,000 | 7,150,000 |
| Interest expense | 786,000 | 1,538,000 | 2,235,000 | 2,833,000 |
| Net interest income | 983,000 | 2,088,000 | 3,302,000 | 4,317,000 |
| Noninterest income | 188,000 | 357,000 | 533,000 | 704,000 |
| Noninterest expense | 1,367,000 | 2,725,000 | 4,355,000 | 5,906,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | -196,000 | -280,000 | -520,000 | -885,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -196,000 | -280,000 | -520,000 | -885,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,457,000 | 9,438,000 | 9,264,000 | 8,965,000 |
| Total capital | 10,254,000 | 10,276,000 | 10,104,000 | 9,794,000 |
| Risk-weighted assets | 63,256,000 | 66,925,000 | 66,659,000 | 65,906,000 |