Call reports 2015
MAZON STATE BANK — 2015
What MAZON STATE BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 87,081,000 | 86,620,000 | 87,099,000 | 84,590,000 |
| Total loans | 33,074,000 | 33,596,000 | 33,444,000 | 33,017,000 |
| Allowance for loan losses | 201,000 | 196,000 | 198,000 | 205,000 |
| Securities available for sale | 42,522,000 | 43,961,000 | 43,234,000 | 42,188,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 78,762,000 | 76,165,000 | 73,376,000 | 73,896,000 |
| Interest-bearing deposits | 57,772,000 | 54,082,000 | 49,667,000 | 51,025,000 |
| Noninterest-bearing deposits | 20,990,000 | 22,083,000 | 23,709,000 | 22,871,000 |
| Equity capital | 7,654,000 | 7,196,000 | 7,590,000 | 7,426,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 485,000 | 1,167,000 | 1,779,000 | 2,341,000 |
| Interest expense | 38,000 | 67,000 | 84,000 | 106,000 |
| Net interest income | 447,000 | 1,100,000 | 1,695,000 | 2,235,000 |
| Noninterest income | 237,000 | 390,000 | 647,000 | 766,000 |
| Noninterest expense | 749,000 | 1,433,000 | 2,140,000 | 2,841,000 |
| Provision for loan losses | 0 | 14,000 | 14,000 | 23,000 |
| Pretax income | 48,000 | 51,000 | 212,000 | 161,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 48,000 | 51,000 | 212,000 | 161,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,173,000 | 7,488,000 | 7,648,000 | 7,597,000 |
| Total capital | 7,374,000 | 7,684,000 | 7,846,000 | 7,802,000 |
| Risk-weighted assets | 51,124,000 | 54,069,000 | 53,826,000 | 53,720,000 |