Call reports 2013
MAZON STATE BANK — 2013
What MAZON STATE BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 86,563,000 | 85,929,000 | 85,411,000 | 83,390,000 |
| Total loans | 35,960,000 | 35,166,000 | 35,869,000 | 35,353,000 |
| Allowance for loan losses | 443,000 | 444,000 | 409,000 | 382,000 |
| Securities available for sale | 40,834,000 | 41,027,000 | 39,804,000 | 37,646,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 78,031,000 | 74,696,000 | 72,816,000 | 72,167,000 |
| Interest-bearing deposits | 58,140,000 | 56,670,000 | 55,934,000 | 54,994,000 |
| Noninterest-bearing deposits | 19,891,000 | 18,026,000 | 16,882,000 | 17,173,000 |
| Equity capital | 7,727,000 | 6,918,000 | 6,802,000 | 6,858,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 649,000 | 1,288,000 | 1,909,000 | 2,533,000 |
| Interest expense | 71,000 | 136,000 | 197,000 | 252,000 |
| Net interest income | 578,000 | 1,152,000 | 1,712,000 | 2,281,000 |
| Noninterest income | 205,000 | 362,000 | 520,000 | 702,000 |
| Noninterest expense | 703,000 | 1,310,000 | 1,969,000 | 2,736,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 80,000 | 204,000 | 263,000 | 247,000 |
| Income tax | 4,000 | 14,000 | 33,000 | 0 |
| Net income | 76,000 | 190,000 | 230,000 | 247,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,145,000 | 7,257,000 | 7,262,000 | 7,277,000 |
| Total capital | 7,588,000 | 7,701,000 | 7,671,000 | 7,659,000 |
| Risk-weighted assets | 57,602,000 | 57,342,000 | 57,651,000 | 57,167,000 |