Call reports 2012
MAZON STATE BANK — 2012
What MAZON STATE BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 85,036,000 | 83,616,000 | 83,470,000 | 83,766,000 |
| Total loans | 39,874,000 | 38,863,000 | 38,333,000 | 37,455,000 |
| Allowance for loan losses | 535,000 | 505,000 | 438,000 | 442,000 |
| Securities available for sale | 34,040,000 | 32,801,000 | 33,459,000 | 36,704,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 75,894,000 | 74,522,000 | 74,855,000 | 74,742,000 |
| Interest-bearing deposits | 58,157,000 | 57,037,000 | 58,063,000 | 56,903,000 |
| Noninterest-bearing deposits | 17,737,000 | 17,485,000 | 16,792,000 | 17,839,000 |
| Equity capital | 7,152,000 | 7,231,000 | 7,747,000 | 7,681,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 714,000 | 1,382,000 | 2,044,000 | 2,673,000 |
| Interest expense | 95,000 | 183,000 | 267,000 | 341,000 |
| Net interest income | 619,000 | 1,199,000 | 1,777,000 | 2,332,000 |
| Noninterest income | 246,000 | 484,000 | 693,000 | 1,005,000 |
| Noninterest expense | 767,000 | 1,500,000 | 2,133,000 | 2,992,000 |
| Provision for loan losses | 0 | 0 | 0 | 5,000 |
| Pretax income | 98,000 | 239,000 | 394,000 | 397,000 |
| Income tax | 0 | 3,000 | 8,000 | 33,000 |
| Net income | 98,000 | 236,000 | 386,000 | 364,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,986,000 | 7,025,000 | 7,174,000 | 7,070,000 |
| Total capital | 7,521,000 | 7,530,000 | 7,612,000 | 7,512,000 |
| Risk-weighted assets | 59,128,000 | 57,558,000 | 57,385,000 | 56,957,000 |