Call reports 2011
MAZON STATE BANK — 2011
What MAZON STATE BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 81,582,000 | 80,456,000 | 80,254,000 | 79,408,000 |
| Total loans | 41,345,000 | 40,668,000 | 39,551,000 | 40,233,000 |
| Allowance for loan losses | 413,000 | 400,000 | 356,000 | 568,000 |
| Securities available for sale | 24,356,000 | 26,791,000 | 25,695,000 | 24,266,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 74,382,000 | 72,256,000 | 71,847,000 | 71,467,000 |
| Interest-bearing deposits | 59,261,000 | 57,353,000 | 56,485,000 | 55,087,000 |
| Noninterest-bearing deposits | 15,121,000 | 14,903,000 | 15,362,000 | 16,380,000 |
| Equity capital | 6,369,000 | 6,902,000 | 7,413,000 | 6,956,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 760,000 | 1,538,000 | 2,321,000 | 3,021,000 |
| Interest expense | 149,000 | 290,000 | 409,000 | 526,000 |
| Net interest income | 611,000 | 1,248,000 | 1,912,000 | 2,495,000 |
| Noninterest income | 193,000 | 336,000 | 491,000 | 667,000 |
| Noninterest expense | 759,000 | 1,495,000 | 2,273,000 | 3,082,000 |
| Provision for loan losses | 30,000 | 30,000 | 36,000 | 247,000 |
| Pretax income | 48,000 | 127,000 | 242,000 | 486,000 |
| Income tax | 0 | 0 | 2,000 | 4,000 |
| Net income | 48,000 | 127,000 | 240,000 | 482,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,740,000 | 6,812,000 | 6,714,000 | 6,890,000 |
| Total capital | 7,177,000 | 7,212,000 | 7,070,000 | 7,458,000 |
| Risk-weighted assets | 53,586,000 | 54,394,000 | 52,164,000 | 50,779,000 |