Call reports 2010
MAZON STATE BANK — 2010
What MAZON STATE BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 77,368,000 | 78,165,000 | 76,408,000 | 79,660,000 |
| Total loans | 46,492,000 | 46,692,000 | 45,085,000 | 42,405,000 |
| Allowance for loan losses | 354,000 | 385,000 | 401,000 | 410,000 |
| Securities available for sale | 11,082,000 | 14,588,000 | 16,380,000 | 15,777,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 70,305,000 | 70,886,000 | 68,861,000 | 72,556,000 |
| Interest-bearing deposits | 55,733,000 | 56,430,000 | 55,446,000 | 57,268,000 |
| Noninterest-bearing deposits | 14,572,000 | 14,456,000 | 13,415,000 | 15,288,000 |
| Equity capital | 6,290,000 | 6,444,000 | 6,761,000 | 6,301,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 790,000 | 1,693,000 | 2,439,000 | 3,090,000 |
| Interest expense | 193,000 | 374,000 | 548,000 | 710,000 |
| Net interest income | 597,000 | 1,319,000 | 1,891,000 | 2,380,000 |
| Noninterest income | 230,000 | 497,000 | 703,000 | 966,000 |
| Noninterest expense | 700,000 | 1,570,000 | 2,286,000 | 2,992,000 |
| Provision for loan losses | 67,000 | 165,000 | 220,000 | 250,000 |
| Pretax income | 60,000 | 82,000 | 186,000 | 478,000 |
| Income tax | 0 | 0 | 0 | 4,000 |
| Net income | 60,000 | 82,000 | 186,000 | 474,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,183,000 | 6,205,000 | 6,406,000 | 6,692,000 |
| Total capital | 6,561,000 | 6,614,000 | 6,831,000 | 7,126,000 |
| Risk-weighted assets | 49,417,000 | 51,843,000 | 51,846,000 | 50,998,000 |