Call reports 2009
MAZON STATE BANK — 2009
What MAZON STATE BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 72,309,000 | 74,362,000 | 73,513,000 | 76,783,000 |
| Total loans | 49,539,000 | 49,717,000 | 49,474,000 | 47,857,000 |
| Allowance for loan losses | 190,000 | 195,000 | 297,000 | 327,000 |
| Securities available for sale | 8,737,000 | 9,672,000 | 9,619,000 | 10,505,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 65,267,000 | 67,324,000 | 66,552,000 | 69,814,000 |
| Interest-bearing deposits | 52,409,000 | 53,853,000 | 54,210,000 | 55,172,000 |
| Noninterest-bearing deposits | 12,858,000 | 13,471,000 | 12,342,000 | 14,642,000 |
| Equity capital | 6,185,000 | 6,166,000 | 6,137,000 | 6,193,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 869,000 | 1,711,000 | 2,509,000 | 3,344,000 |
| Interest expense | 277,000 | 533,000 | 776,000 | 991,000 |
| Net interest income | 592,000 | 1,178,000 | 1,733,000 | 2,353,000 |
| Noninterest income | 237,000 | 512,000 | 606,000 | 867,000 |
| Noninterest expense | 741,000 | 1,492,000 | 2,126,000 | 2,872,000 |
| Provision for loan losses | 5,000 | 12,000 | 169,000 | 253,000 |
| Pretax income | 90,000 | 197,000 | 55,000 | 106,000 |
| Income tax | 0 | 2,000 | 0 | 0 |
| Net income | 90,000 | 195,000 | 55,000 | 106,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,128,000 | 6,212,000 | 6,063,000 | 6,111,000 |
| Total capital | 6,318,000 | 6,431,000 | 6,384,000 | 6,462,000 |
| Risk-weighted assets | 50,323,000 | 52,384,000 | 51,964,000 | 51,249,000 |