Call reports 2008
MAZON STATE BANK — 2008
What MAZON STATE BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 76,269,000 | 74,502,000 | 73,624,000 | 72,719,000 |
| Total loans | 51,115,000 | 50,034,000 | 49,927,000 | 50,259,000 |
| Allowance for loan losses | 215,000 | 224,000 | 203,000 | 214,000 |
| Securities available for sale | 10,830,000 | 11,210,000 | 10,262,000 | 9,157,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 69,171,000 | 67,400,000 | 66,226,000 | 65,905,000 |
| Interest-bearing deposits | 54,893,000 | 53,841,000 | 52,623,000 | 52,449,000 |
| Noninterest-bearing deposits | 14,278,000 | 13,559,000 | 13,603,000 | 13,456,000 |
| Equity capital | 6,447,000 | 6,383,000 | 5,942,000 | 6,021,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 978,000 | 1,935,000 | 2,861,000 | 3,757,000 |
| Interest expense | 432,000 | 823,000 | 1,177,000 | 1,495,000 |
| Net interest income | 546,000 | 1,112,000 | 1,684,000 | 2,262,000 |
| Noninterest income | 136,000 | 372,000 | 529,000 | 724,000 |
| Noninterest expense | 659,000 | 1,394,000 | 2,071,000 | 2,788,000 |
| Provision for loan losses | 0 | 14,000 | 12,000 | 24,000 |
| Pretax income | 28,000 | 81,000 | 135,000 | -321,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 28,000 | 81,000 | 135,000 | -321,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,389,000 | 6,441,000 | 6,494,000 | 6,039,000 |
| Total capital | 6,628,000 | 6,688,000 | 6,721,000 | 6,276,000 |
| Risk-weighted assets | 64,302,000 | 63,579,000 | 63,582,000 | 62,695,000 |