Call reports 2007
MAZON STATE BANK — 2007
What MAZON STATE BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 76,712,000 | 77,747,000 | 75,722,000 | 77,293,000 |
| Total loans | 50,813,000 | 50,467,000 | 51,626,000 | 52,146,000 |
| Allowance for loan losses | 433,000 | 446,000 | 218,000 | 220,000 |
| Securities available for sale | 10,627,000 | 10,302,000 | 10,659,000 | 10,094,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 69,369,000 | 70,522,000 | 66,734,000 | 65,817,000 |
| Interest-bearing deposits | 54,695,000 | 54,793,000 | 52,529,000 | 50,886,000 |
| Noninterest-bearing deposits | 14,674,000 | 15,729,000 | 14,205,000 | 14,931,000 |
| Equity capital | 6,847,000 | 6,670,000 | 6,811,000 | 6,346,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 1,063,000 | 2,122,000 | 3,180,000 | 4,175,000 |
| Interest expense | 425,000 | 860,000 | 1,304,000 | 1,762,000 |
| Net interest income | 638,000 | 1,262,000 | 1,876,000 | 2,413,000 |
| Noninterest income | 173,000 | 354,000 | 531,000 | 736,000 |
| Noninterest expense | 741,000 | 1,460,000 | 2,165,000 | 2,933,000 |
| Provision for loan losses | -13,000 | 2,000 | -218,000 | -220,000 |
| Pretax income | 83,000 | 154,000 | 460,000 | 436,000 |
| Income tax | 6,000 | 11,000 | 108,000 | 77,000 |
| Net income | 77,000 | 143,000 | 352,000 | 359,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,940,000 | 6,788,000 | 6,874,000 | 6,361,000 |
| Total capital | 7,396,000 | 7,257,000 | 7,116,000 | 6,605,000 |
| Risk-weighted assets | 51,480,000 | 51,624,000 | 52,329,000 | 65,656,000 |