Call reports 2006
MAZON STATE BANK — 2006
What MAZON STATE BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 76,200,000 | 76,606,000 | 76,850,000 | 77,541,000 |
| Total loans | 47,652,000 | 50,272,000 | 50,558,000 | 51,511,000 |
| Allowance for loan losses | 495,000 | 492,000 | 404,000 | 452,000 |
| Securities available for sale | 12,756,000 | 11,981,000 | 11,002,000 | 10,782,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 65,984,000 | 66,111,000 | 64,193,000 | 66,680,000 |
| Interest-bearing deposits | 50,221,000 | 50,281,000 | 50,793,000 | 51,762,000 |
| Noninterest-bearing deposits | 15,763,000 | 15,830,000 | 13,400,000 | 14,918,000 |
| Equity capital | 7,195,000 | 7,240,000 | 7,049,000 | 7,016,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 947,000 | 1,945,000 | 2,999,000 | 4,046,000 |
| Interest expense | 332,000 | 679,000 | 1,080,000 | 1,509,000 |
| Net interest income | 615,000 | 1,266,000 | 1,919,000 | 2,537,000 |
| Noninterest income | 205,000 | 393,000 | 556,000 | 734,000 |
| Noninterest expense | 741,000 | 1,456,000 | 2,150,000 | 2,875,000 |
| Provision for loan losses | 0 | 0 | 5,000 | 38,000 |
| Pretax income | 79,000 | 203,000 | 321,000 | 359,000 |
| Income tax | 6,000 | 30,000 | 47,000 | 35,000 |
| Net income | 73,000 | 173,000 | 274,000 | 324,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,395,000 | 7,499,000 | 7,157,000 | 7,113,000 |
| Total capital | 7,914,000 | 8,015,000 | 7,585,000 | 7,589,000 |
| Risk-weighted assets | 59,452,000 | 52,402,000 | 52,558,000 | 52,966,000 |