Call reports 2005
MAZON STATE BANK — 2005
What MAZON STATE BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 72,639,000 | 72,628,000 | 72,361,000 | 73,187,000 |
| Total loans | 37,152,000 | 39,644,000 | 42,071,000 | 44,993,000 |
| Allowance for loan losses | 441,000 | 443,000 | 445,000 | 462,000 |
| Securities available for sale | 16,535,000 | 16,713,000 | 13,377,000 | 12,947,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 62,922,000 | 63,741,000 | 61,927,000 | 62,580,000 |
| Interest-bearing deposits | 49,082,000 | 49,420,000 | 48,408,000 | 48,071,000 |
| Noninterest-bearing deposits | 13,840,000 | 14,321,000 | 13,519,000 | 14,509,000 |
| Equity capital | 6,961,000 | 7,141,000 | 7,245,000 | 7,107,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 836,000 | 1,705,000 | 2,621,000 | 3,547,000 |
| Interest expense | 251,000 | 486,000 | 756,000 | 1,049,000 |
| Net interest income | 585,000 | 1,219,000 | 1,865,000 | 2,498,000 |
| Noninterest income | 628,000 | 817,000 | 1,026,000 | 1,185,000 |
| Noninterest expense | 740,000 | 1,470,000 | 2,164,000 | 2,891,000 |
| Provision for loan losses | 0 | 0 | 15,000 | 30,000 |
| Pretax income | 473,000 | 566,000 | 695,000 | 730,000 |
| Income tax | 170,000 | 179,000 | 180,000 | 169,000 |
| Net income | 303,000 | 387,000 | 515,000 | 561,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,161,000 | 7,239,000 | 7,371,000 | 6,883,000 |
| Total capital | 7,625,000 | 7,706,000 | 7,840,000 | 7,370,000 |
| Risk-weighted assets | 46,199,000 | 48,081,000 | 48,739,000 | 50,655,000 |