Call reports 2004
MAZON STATE BANK — 2004
What MAZON STATE BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 76,804,000 | 75,943,000 | 75,000,000 | 74,310,000 |
| Total loans | 34,356,000 | 35,031,000 | 34,992,000 | 35,462,000 |
| Allowance for loan losses | 536,000 | 543,000 | 514,000 | 408,000 |
| Securities available for sale | 17,598,000 | 20,638,000 | 20,189,000 | 17,015,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 65,523,000 | 64,944,000 | 60,419,000 | 60,689,000 |
| Interest-bearing deposits | 53,308,000 | 51,940,000 | 48,566,000 | 47,864,000 |
| Noninterest-bearing deposits | 12,215,000 | 13,004,000 | 11,853,000 | 12,825,000 |
| Equity capital | 6,824,000 | 6,549,000 | 6,906,000 | 6,930,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 901,000 | 1,799,000 | 2,696,000 | 3,593,000 |
| Interest expense | 268,000 | 527,000 | 788,000 | 1,064,000 |
| Net interest income | 633,000 | 1,272,000 | 1,908,000 | 2,529,000 |
| Noninterest income | 198,000 | 378,000 | 531,000 | 764,000 |
| Noninterest expense | 727,000 | 1,422,000 | 2,109,000 | 2,847,000 |
| Provision for loan losses | 0 | 0 | 0 | -100,000 |
| Pretax income | 104,000 | 243,000 | 345,000 | 561,000 |
| Income tax | 23,000 | 58,000 | 75,000 | 140,000 |
| Net income | 81,000 | 185,000 | 270,000 | 421,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,732,000 | 6,783,000 | 6,868,000 | 6,941,000 |
| Total capital | 7,285,000 | 7,343,000 | 7,405,000 | 7,372,000 |
| Risk-weighted assets | 47,151,000 | 50,256,000 | 45,561,000 | 45,844,000 |