Call reports 2003
MAZON STATE BANK — 2003
What MAZON STATE BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 78,236,000 | 77,619,000 | 77,839,000 | 78,048,000 |
| Total loans | 41,082,000 | 38,818,000 | 36,487,000 | 35,799,000 |
| Allowance for loan losses | 565,000 | 556,000 | 553,000 | 533,000 |
| Securities available for sale | 16,724,000 | 16,686,000 | 15,980,000 | 16,364,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 66,970,000 | 66,097,000 | 66,855,000 | 67,042,000 |
| Interest-bearing deposits | 54,864,000 | 54,879,000 | 54,846,000 | 54,530,000 |
| Noninterest-bearing deposits | 12,106,000 | 11,218,000 | 12,009,000 | 12,512,000 |
| Equity capital | 6,701,000 | 6,928,000 | 6,644,000 | 6,672,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 1,055,000 | 2,065,000 | 3,022,000 | 3,950,000 |
| Interest expense | 393,000 | 742,000 | 1,072,000 | 1,362,000 |
| Net interest income | 662,000 | 1,323,000 | 1,950,000 | 2,588,000 |
| Noninterest income | 187,000 | 388,000 | 581,000 | 713,000 |
| Noninterest expense | 704,000 | 1,426,000 | 2,120,000 | 2,875,000 |
| Provision for loan losses | 50,000 | 55,000 | 318,000 | 318,000 |
| Pretax income | 136,000 | 271,000 | 377,000 | 392,000 |
| Income tax | 35,000 | 68,000 | 89,000 | 74,000 |
| Net income | 101,000 | 203,000 | 288,000 | 318,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,490,000 | 6,592,000 | 6,657,000 | 6,651,000 |
| Total capital | 7,055,000 | 7,148,000 | 7,210,000 | 7,201,000 |
| Risk-weighted assets | 48,210,000 | 46,454,000 | 47,631,000 | 47,917,000 |