Call reports 2002
MAZON STATE BANK — 2002
What MAZON STATE BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 76,900,000 | 76,329,000 | 78,327,000 | 79,443,000 |
| Total loans | 45,260,000 | 45,025,000 | 46,034,000 | 43,376,000 |
| Allowance for loan losses | 448,000 | 442,000 | 625,000 | 548,000 |
| Securities available for sale | 13,164,000 | 15,079,000 | 14,804,000 | 16,130,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 66,154,000 | 65,318,000 | 67,283,000 | 68,306,000 |
| Interest-bearing deposits | 54,360,000 | 54,000,000 | 56,459,000 | 56,249,000 |
| Noninterest-bearing deposits | 11,794,000 | 11,318,000 | 10,824,000 | 12,057,000 |
| Equity capital | 6,237,000 | 6,475,000 | 6,531,000 | 6,618,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 1,175,000 | 2,343,000 | 3,490,000 | 4,589,000 |
| Interest expense | 497,000 | 969,000 | 1,439,000 | 1,859,000 |
| Net interest income | 678,000 | 1,374,000 | 2,051,000 | 2,730,000 |
| Noninterest income | 169,000 | 330,000 | 512,000 | 710,000 |
| Noninterest expense | 713,000 | 1,426,000 | 2,170,000 | 2,915,000 |
| Provision for loan losses | 19,000 | 34,000 | 219,000 | 219,000 |
| Pretax income | 115,000 | 244,000 | 348,000 | 481,000 |
| Income tax | 26,000 | 55,000 | 74,000 | 105,000 |
| Net income | 89,000 | 189,000 | 274,000 | 376,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,184,000 | 6,258,000 | 6,343,000 | 6,389,000 |
| Total capital | 6,632,000 | 6,700,000 | 6,968,000 | 6,937,000 |
| Risk-weighted assets | 53,254,000 | 51,681,000 | 51,768,000 | 49,610,000 |