Call reports 2015
ALTA VISTA STATE BANK — 2015
What ALTA VISTA STATE BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 19,842,000 | 19,411,000 | 19,086,000 | 19,585,000 |
| Total loans | 7,561,000 | 7,490,000 | 7,557,000 | 7,905,000 |
| Allowance for loan losses | 182,000 | 192,000 | 90,000 | 100,000 |
| Securities available for sale | 11,132,000 | 10,731,000 | 10,437,000 | 10,564,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 16,719,000 | 16,518,000 | 15,983,000 | 16,474,000 |
| Interest-bearing deposits | 13,356,000 | 13,015,000 | 12,681,000 | 13,027,000 |
| Noninterest-bearing deposits | 3,364,000 | 3,503,000 | 3,302,000 | 3,447,000 |
| Equity capital | 2,625,000 | 2,593,000 | 2,668,000 | 2,724,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 167,000 | 335,000 | 499,000 | 671,000 |
| Interest expense | 21,000 | 40,000 | 60,000 | 75,000 |
| Net interest income | 146,000 | 295,000 | 439,000 | 596,000 |
| Noninterest income | 12,000 | 28,000 | 51,000 | 67,000 |
| Noninterest expense | 122,000 | 240,000 | 359,000 | 475,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 36,000 | 83,000 | 131,000 | 188,000 |
| Income tax | 1,000 | 7,000 | 18,000 | 26,000 |
| Net income | 35,000 | 76,000 | 113,000 | 162,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,515,000 | 2,600,000 | 2,615,000 | 2,658,000 |
| Total capital | 2,619,000 | 2,702,000 | 2,705,000 | 2,758,000 |
| Risk-weighted assets | 8,208,000 | 8,022,000 | 7,932,000 | 8,215,000 |