Call reports 2014
ALTA VISTA STATE BANK — 2014
What ALTA VISTA STATE BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 19,236,000 | 19,449,000 | 20,034,000 | 20,103,000 |
| Total loans | 7,290,000 | 7,679,000 | 7,915,000 | 7,541,000 |
| Allowance for loan losses | 173,000 | 174,000 | 184,000 | 184,000 |
| Securities available for sale | 10,874,000 | 10,761,000 | 11,092,000 | 11,408,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 16,637,000 | 16,609,000 | 17,309,000 | 17,036,000 |
| Interest-bearing deposits | 13,611,000 | 13,621,000 | 13,806,000 | 13,686,000 |
| Noninterest-bearing deposits | 3,027,000 | 2,989,000 | 3,502,000 | 3,350,000 |
| Equity capital | 2,407,000 | 2,545,000 | 2,597,000 | 2,632,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 171,000 | 342,000 | 521,000 | 686,000 |
| Interest expense | 20,000 | 42,000 | 65,000 | 88,000 |
| Net interest income | 151,000 | 300,000 | 456,000 | 598,000 |
| Noninterest income | 9,000 | 28,000 | 42,000 | 56,000 |
| Noninterest expense | 137,000 | 247,000 | 365,000 | 496,000 |
| Provision for loan losses | 0 | 0 | 10,000 | 10,000 |
| Pretax income | 32,000 | 96,000 | 138,000 | 163,000 |
| Income tax | 4,000 | -22,000 | -10,000 | 16,000 |
| Net income | 28,000 | 118,000 | 148,000 | 147,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,469,000 | 2,559,000 | 2,588,000 | 2,594,000 |
| Total capital | 2,569,000 | 2,664,000 | 2,697,000 | 2,699,000 |
| Risk-weighted assets | 7,880,000 | 8,351,000 | 8,613,000 | 8,720,000 |