Call reports 2013
ALTA VISTA STATE BANK — 2013
What ALTA VISTA STATE BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 18,216,000 | 18,578,000 | 18,950,000 | 19,549,000 |
| Total loans | 7,149,000 | 7,101,000 | 7,019,000 | 7,477,000 |
| Allowance for loan losses | 135,000 | 165,000 | 165,000 | 156,000 |
| Securities available for sale | 10,092,000 | 10,159,000 | 10,615,000 | 11,326,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 15,592,000 | 16,076,000 | 15,890,000 | 16,269,000 |
| Interest-bearing deposits | 12,841,000 | 13,039,000 | 13,021,000 | 13,158,000 |
| Noninterest-bearing deposits | 2,752,000 | 3,037,000 | 2,869,000 | 3,110,000 |
| Equity capital | 2,421,000 | 2,386,000 | 2,377,000 | 2,350,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 148,000 | 303,000 | 459,000 | 628,000 |
| Interest expense | 21,000 | 42,000 | 64,000 | 84,000 |
| Net interest income | 127,000 | 261,000 | 395,000 | 544,000 |
| Noninterest income | 7,000 | 16,000 | 30,000 | 44,000 |
| Noninterest expense | 105,000 | 207,000 | 321,000 | 451,000 |
| Provision for loan losses | 0 | 30,000 | 30,000 | 30,000 |
| Pretax income | 37,000 | 48,000 | 82,000 | 107,000 |
| Income tax | 5,000 | 2,000 | -1,000 | 9,000 |
| Net income | 32,000 | 46,000 | 83,000 | 98,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,376,000 | 2,382,000 | 2,427,000 | 2,442,000 |
| Total capital | 2,501,000 | 2,508,000 | 2,530,000 | 2,544,000 |
| Risk-weighted assets | 10,003,000 | 10,046,000 | 7,406,000 | 8,086,000 |