Call reports 2012
ALTA VISTA STATE BANK — 2012
What ALTA VISTA STATE BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 18,110,000 | 18,558,000 | 18,305,000 | 18,691,000 |
| Total loans | 8,166,000 | 8,435,000 | 7,913,000 | 7,805,000 |
| Allowance for loan losses | 126,000 | 126,000 | 132,000 | 135,000 |
| Securities available for sale | 8,916,000 | 9,018,000 | 8,739,000 | 9,534,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 15,692,000 | 15,465,000 | 15,803,000 | 15,804,000 |
| Interest-bearing deposits | 12,926,000 | 12,584,000 | 12,900,000 | 12,620,000 |
| Noninterest-bearing deposits | 2,766,000 | 2,881,000 | 2,903,000 | 3,184,000 |
| Equity capital | 2,274,000 | 2,366,000 | 2,389,000 | 2,400,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 188,000 | 382,000 | 559,000 | 730,000 |
| Interest expense | 26,000 | 49,000 | 71,000 | 93,000 |
| Net interest income | 162,000 | 333,000 | 488,000 | 637,000 |
| Noninterest income | 15,000 | 55,000 | 64,000 | 76,000 |
| Noninterest expense | 128,000 | 231,000 | 332,000 | 453,000 |
| Provision for loan losses | 0 | 0 | 0 | 28,000 |
| Pretax income | 49,000 | 157,000 | 230,000 | 254,000 |
| Income tax | 12,000 | 49,000 | 68,000 | 68,000 |
| Net income | 37,000 | 108,000 | 162,000 | 186,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,200,000 | 2,268,000 | 2,321,000 | 2,345,000 |
| Total capital | 2,309,000 | 2,388,000 | 2,436,000 | 2,454,000 |
| Risk-weighted assets | 8,771,000 | 9,603,000 | 9,148,000 | 8,685,000 |