Call reports 2010
ALTA VISTA STATE BANK — 2010
What ALTA VISTA STATE BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 18,947,000 | 18,676,000 | 18,148,000 | 18,655,000 |
| Total loans | 8,441,000 | 8,874,000 | 8,737,000 | 8,609,000 |
| Allowance for loan losses | 127,000 | 127,000 | 164,000 | 188,000 |
| Securities available for sale | 9,379,000 | 8,169,000 | 8,040,000 | 9,025,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 16,431,000 | 16,272,000 | 15,905,000 | 16,000,000 |
| Interest-bearing deposits | 13,932,000 | 13,786,000 | 13,320,000 | 13,585,000 |
| Noninterest-bearing deposits | 2,499,000 | 2,486,000 | 2,585,000 | 2,414,000 |
| Equity capital | 1,963,000 | 2,063,000 | 2,103,000 | 2,140,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 184,000 | 387,000 | 591,000 | 809,000 |
| Interest expense | 42,000 | 82,000 | 119,000 | 155,000 |
| Net interest income | 142,000 | 305,000 | 472,000 | 654,000 |
| Noninterest income | 11,000 | 24,000 | 38,000 | 49,000 |
| Noninterest expense | 132,000 | 241,000 | 356,000 | 463,000 |
| Provision for loan losses | 0 | 0 | 40,000 | 40,000 |
| Pretax income | 21,000 | 117,000 | 145,000 | 231,000 |
| Income tax | 6,000 | 36,000 | 45,000 | 71,000 |
| Net income | 15,000 | 81,000 | 100,000 | 160,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,931,000 | 1,996,000 | 2,015,000 | 2,075,000 |
| Total capital | 2,050,000 | 2,123,000 | 2,144,000 | 2,188,000 |
| Risk-weighted assets | 9,512,000 | 11,850,000 | 10,302,000 | 8,973,000 |