Call reports 2009
ALTA VISTA STATE BANK — 2009
What ALTA VISTA STATE BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 18,799,000 | 19,535,000 | 19,998,000 | 19,175,000 |
| Total loans | 8,681,000 | 8,643,000 | 8,579,000 | 8,399,000 |
| Allowance for loan losses | 242,000 | 117,000 | 127,000 | 127,000 |
| Securities available for sale | 9,206,000 | 9,147,000 | 10,283,000 | 9,175,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 16,766,000 | 17,527,000 | 17,923,000 | 17,137,000 |
| Interest-bearing deposits | 14,871,000 | 15,348,000 | 15,230,000 | 14,047,000 |
| Noninterest-bearing deposits | 1,895,000 | 2,179,000 | 2,693,000 | 3,090,000 |
| Equity capital | 1,860,000 | 1,867,000 | 1,903,000 | 1,957,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 254,000 | 502,000 | 747,000 | 971,000 |
| Interest expense | 92,000 | 177,000 | 255,000 | 313,000 |
| Net interest income | 162,000 | 325,000 | 492,000 | 658,000 |
| Noninterest income | 15,000 | 30,000 | 44,000 | 52,000 |
| Noninterest expense | 126,000 | 245,000 | 382,000 | 494,000 |
| Provision for loan losses | 55,000 | 85,000 | 157,000 | 157,000 |
| Pretax income | -1,000 | 28,000 | 15,000 | 109,000 |
| Income tax | -17,000 | -14,000 | -15,000 | -7,000 |
| Net income | 16,000 | 42,000 | 30,000 | 116,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,818,000 | 1,845,000 | 1,833,000 | 1,918,000 |
| Total capital | 1,943,000 | 1,962,000 | 1,954,000 | 2,040,000 |
| Risk-weighted assets | 9,862,000 | 13,641,000 | 9,707,000 | 9,722,000 |