Call reports 2008
ALTA VISTA STATE BANK — 2008
What ALTA VISTA STATE BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 19,092,000 | 18,596,000 | 18,414,000 | 18,369,000 |
| Total loans | 8,060,000 | 8,408,000 | 8,194,000 | 8,683,000 |
| Allowance for loan losses | 92,000 | 92,000 | 101,000 | 186,000 |
| Securities available for sale | 9,957,000 | 9,209,000 | 8,724,000 | 8,813,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 17,171,000 | 16,833,000 | 16,614,000 | 16,413,000 |
| Interest-bearing deposits | 15,140,000 | 14,847,000 | 14,470,000 | 14,433,000 |
| Noninterest-bearing deposits | 2,031,000 | 1,986,000 | 2,144,000 | 1,980,000 |
| Equity capital | 1,737,000 | 1,689,000 | 1,717,000 | 1,810,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 271,000 | 539,000 | 804,000 | 1,062,000 |
| Interest expense | 125,000 | 234,000 | 340,000 | 433,000 |
| Net interest income | 146,000 | 305,000 | 464,000 | 629,000 |
| Noninterest income | 16,000 | 34,000 | 47,000 | 63,000 |
| Noninterest expense | 119,000 | 224,000 | 335,000 | 452,000 |
| Provision for loan losses | 0 | 0 | 8,000 | 33,000 |
| Pretax income | 43,000 | 100,000 | 153,000 | 192,000 |
| Income tax | 18,000 | 31,000 | 39,000 | 48,000 |
| Net income | 25,000 | 69,000 | 114,000 | 144,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,686,000 | 1,729,000 | 1,773,000 | 1,803,000 |
| Total capital | 1,778,000 | 1,821,000 | 1,874,000 | 1,928,000 |
| Risk-weighted assets | 9,888,000 | 10,108,000 | 9,877,000 | 9,919,000 |