Call reports 2007
ALTA VISTA STATE BANK — 2007
What ALTA VISTA STATE BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 18,651,000 | 18,524,000 | 18,345,000 | 18,467,000 |
| Total loans | 7,052,000 | 7,712,000 | 7,799,000 | 7,950,000 |
| Allowance for loan losses | 84,000 | 72,000 | 91,000 | 92,000 |
| Securities available for sale | 9,794,000 | 9,726,000 | 9,612,000 | 9,501,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 17,034,000 | 16,540,000 | 16,365,000 | 16,726,000 |
| Interest-bearing deposits | 14,879,000 | 14,594,000 | 14,431,000 | 14,524,000 |
| Noninterest-bearing deposits | 2,155,000 | 1,945,000 | 1,934,000 | 2,202,000 |
| Equity capital | 1,560,000 | 1,489,000 | 1,575,000 | 1,642,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 251,000 | 512,000 | 779,000 | 1,052,000 |
| Interest expense | 132,000 | 268,000 | 405,000 | 540,000 |
| Net interest income | 119,000 | 244,000 | 374,000 | 512,000 |
| Noninterest income | 13,000 | 27,000 | 41,000 | 54,000 |
| Noninterest expense | 121,000 | 232,000 | 333,000 | 444,000 |
| Provision for loan losses | 0 | 0 | 5,000 | 5,000 |
| Pretax income | 11,000 | 26,000 | 51,000 | 91,000 |
| Income tax | -29,000 | -28,000 | -27,000 | -26,000 |
| Net income | 40,000 | 54,000 | 78,000 | 117,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,608,000 | 1,618,000 | 1,634,000 | 1,662,000 |
| Total capital | 1,692,000 | 1,690,000 | 1,725,000 | 1,754,000 |
| Risk-weighted assets | 9,041,000 | 9,359,000 | 9,463,000 | 9,640,000 |