Call reports 2006
ALTA VISTA STATE BANK — 2006
What ALTA VISTA STATE BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 17,709,000 | 17,521,000 | 18,112,000 | 18,154,000 |
| Total loans | 7,699,000 | 7,686,000 | 7,608,000 | 7,372,000 |
| Allowance for loan losses | 141,000 | 107,000 | 111,000 | 83,000 |
| Securities available for sale | 8,872,000 | 8,560,000 | 9,015,000 | 9,572,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 16,206,000 | 15,797,000 | 16,574,000 | 16,588,000 |
| Interest-bearing deposits | 13,929,000 | 13,804,000 | 14,518,000 | 14,359,000 |
| Noninterest-bearing deposits | 2,277,000 | 1,992,000 | 2,056,000 | 2,229,000 |
| Equity capital | 1,464,000 | 1,381,000 | 1,485,000 | 1,506,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 234,000 | 471,000 | 705,000 | 955,000 |
| Interest expense | 97,000 | 203,000 | 321,000 | 445,000 |
| Net interest income | 137,000 | 268,000 | 384,000 | 510,000 |
| Noninterest income | 21,000 | 34,000 | 49,000 | 62,000 |
| Noninterest expense | 119,000 | 222,000 | 327,000 | 428,000 |
| Provision for loan losses | 0 | 56,000 | 56,000 | 60,000 |
| Pretax income | 39,000 | 24,000 | 50,000 | 84,000 |
| Income tax | -2,000 | -4,000 | -3,000 | 4,000 |
| Net income | 41,000 | 28,000 | 53,000 | 80,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,570,000 | 1,543,000 | 1,563,000 | 1,574,000 |
| Total capital | 1,683,000 | 1,650,000 | 1,674,000 | 1,657,000 |
| Risk-weighted assets | 8,987,000 | 9,124,000 | 8,977,000 | 8,870,000 |