Call reports 2004
ALTA VISTA STATE BANK — 2004
What ALTA VISTA STATE BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 16,576,000 | 16,095,000 | 16,737,000 | 17,119,000 |
| Total loans | 8,221,000 | 8,376,000 | 7,828,000 | 7,829,000 |
| Allowance for loan losses | 180,000 | 176,000 | 167,000 | 192,000 |
| Securities available for sale | 7,290,000 | 6,680,000 | 7,581,000 | 8,101,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 15,062,000 | 14,710,000 | 15,221,000 | 15,638,000 |
| Interest-bearing deposits | 13,363,000 | 13,051,000 | 13,381,000 | 13,284,000 |
| Noninterest-bearing deposits | 1,699,000 | 1,659,000 | 1,840,000 | 2,354,000 |
| Equity capital | 1,442,000 | 1,362,000 | 1,469,000 | 1,445,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 219,000 | 425,000 | 640,000 | 866,000 |
| Interest expense | 62,000 | 120,000 | 180,000 | 240,000 |
| Net interest income | 157,000 | 305,000 | 460,000 | 626,000 |
| Noninterest income | 12,000 | 28,000 | 42,000 | 61,000 |
| Noninterest expense | 137,000 | 238,000 | 346,000 | 503,000 |
| Provision for loan losses | 0 | 0 | 0 | 15,000 |
| Pretax income | 32,000 | 93,000 | 151,000 | 164,000 |
| Income tax | 5,000 | 21,000 | 34,000 | 32,000 |
| Net income | 27,000 | 72,000 | 117,000 | 132,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,424,000 | 1,463,000 | 1,490,000 | 1,480,000 |
| Total capital | 1,557,000 | 1,601,000 | 1,622,000 | 1,625,000 |
| Risk-weighted assets | 10,608,000 | 10,963,000 | 10,543,000 | 11,586,000 |