Call reports 2003
ALTA VISTA STATE BANK — 2003
What ALTA VISTA STATE BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 16,656,000 | 16,901,000 | 17,422,000 | 16,618,000 |
| Total loans | 8,309,000 | 8,769,000 | 8,205,000 | 8,259,000 |
| Allowance for loan losses | 154,000 | 188,000 | 179,000 | 167,000 |
| Securities available for sale | 6,963,000 | 7,108,000 | 8,156,000 | 7,523,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 15,126,000 | 15,308,000 | 15,600,000 | 14,768,000 |
| Interest-bearing deposits | 13,260,000 | 13,521,000 | 13,467,000 | 13,154,000 |
| Noninterest-bearing deposits | 1,866,000 | 1,787,000 | 2,133,000 | 1,614,000 |
| Equity capital | 1,416,000 | 1,410,000 | 1,350,000 | 1,383,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 218,000 | 448,000 | 675,000 | 906,000 |
| Interest expense | 88,000 | 173,000 | 250,000 | 319,000 |
| Net interest income | 130,000 | 275,000 | 425,000 | 587,000 |
| Noninterest income | 19,000 | 39,000 | 60,000 | 79,000 |
| Noninterest expense | 126,000 | 239,000 | 347,000 | 492,000 |
| Provision for loan losses | 0 | 20,000 | 20,000 | 20,000 |
| Pretax income | 32,000 | 77,000 | 145,000 | 181,000 |
| Income tax | 7,000 | 21,000 | 38,000 | 45,000 |
| Net income | 25,000 | 56,000 | 107,000 | 136,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,371,000 | 1,372,000 | 1,408,000 | 1,412,000 |
| Total capital | 1,486,000 | 1,503,000 | 1,544,000 | 1,546,000 |
| Risk-weighted assets | 9,181,000 | 10,441,000 | 10,831,000 | 10,659,000 |