Call reports 2002
ALTA VISTA STATE BANK — 2002
What ALTA VISTA STATE BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 16,014,000 | 15,943,000 | 16,438,000 | 16,557,000 |
| Total loans | 8,479,000 | 8,539,000 | 8,472,000 | 8,476,000 |
| Allowance for loan losses | 146,000 | 159,000 | 159,000 | 124,000 |
| Securities available for sale | 6,362,000 | 6,148,000 | 6,793,000 | 7,089,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 14,611,000 | 14,445,000 | 14,847,000 | 14,753,000 |
| Interest-bearing deposits | 12,876,000 | 12,617,000 | 12,860,000 | 13,163,000 |
| Noninterest-bearing deposits | 1,735,000 | 1,828,000 | 1,987,000 | 1,590,000 |
| Equity capital | 1,327,000 | 1,386,000 | 1,438,000 | 1,430,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 265,000 | 529,000 | 783,000 | 1,035,000 |
| Interest expense | 112,000 | 215,000 | 313,000 | 408,000 |
| Net interest income | 153,000 | 314,000 | 470,000 | 627,000 |
| Noninterest income | 19,000 | 39,000 | 62,000 | 85,000 |
| Noninterest expense | 107,000 | 204,000 | 301,000 | 459,000 |
| Provision for loan losses | 33,000 | 33,000 | 33,000 | 33,000 |
| Pretax income | 37,000 | 146,000 | 235,000 | 277,000 |
| Income tax | 6,000 | 49,000 | 80,000 | 92,000 |
| Net income | 31,000 | 97,000 | 155,000 | 185,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,312,000 | 1,348,000 | 1,376,000 | 1,376,000 |
| Total capital | 1,424,000 | 1,458,000 | 1,510,000 | 1,492,000 |
| Risk-weighted assets | 8,886,000 | 8,785,000 | 10,717,000 | 9,238,000 |