Call reports 2001
ALTA VISTA STATE BANK — 2001
What ALTA VISTA STATE BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 15,285,000 | 15,501,000 | 15,922,000 | 15,749,000 |
| Total loans | 8,643,000 | 8,776,000 | 8,512,000 | 8,777,000 |
| Allowance for loan losses | 140,000 | 128,000 | 138,000 | 124,000 |
| Securities available for sale | 5,687,000 | 5,780,000 | 5,806,000 | 6,013,000 |
| Securities held to maturity | 1,000 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 13,833,000 | 14,013,000 | 14,375,000 | 14,269,000 |
| Interest-bearing deposits | 12,253,000 | 12,521,000 | 12,455,000 | 12,580,000 |
| Noninterest-bearing deposits | 1,580,000 | 1,492,000 | 1,920,000 | 1,689,000 |
| Equity capital | 1,321,000 | 1,361,000 | 1,385,000 | 1,349,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 285,000 | 569,000 | 849,000 | 1,122,000 |
| Interest expense | 147,000 | 297,000 | 443,000 | 571,000 |
| Net interest income | 138,000 | 272,000 | 406,000 | 551,000 |
| Noninterest income | 25,000 | 45,000 | 70,000 | 90,000 |
| Noninterest expense | 124,000 | 215,000 | 308,000 | 442,000 |
| Provision for loan losses | 11,000 | 18,000 | 18,000 | 18,000 |
| Pretax income | 42,000 | 113,000 | 179,000 | 210,000 |
| Income tax | 6,000 | 23,000 | 43,000 | 46,000 |
| Net income | 36,000 | 90,000 | 136,000 | 164,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,274,000 | 1,327,000 | 1,324,000 | 1,311,000 |
| Total capital | 1,381,000 | 1,452,000 | 1,433,000 | 1,421,000 |
| Risk-weighted assets | 8,488,000 | 9,992,000 | 8,673,000 | 8,782,000 |