Call reports 2024
UNITED SAVINGS BANK — 2024
What UNITED SAVINGS BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 445,976,000 | 444,060,000 | 439,694,000 | 434,760,000 |
| Total loans | 161,316,000 | 160,436,000 | 160,470,000 | 168,378,000 |
| Allowance for loan losses | 1,318,000 | 1,318,000 | 1,318,000 | 1,318,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 158,373,000 | 150,501,000 | 123,607,000 | 137,541,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 327,273,000 | 324,605,000 | 318,096,000 | 318,768,000 |
| Interest-bearing deposits | 249,567,000 | 250,059,000 | 245,323,000 | 248,789,000 |
| Noninterest-bearing deposits | 77,706,000 | 74,546,000 | 72,773,000 | 69,979,000 |
| Equity capital | 74,903,000 | 75,984,000 | 76,960,000 | 78,015,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 4,182,000 | 8,759,000 | 13,348,000 | 18,113,000 |
| Interest expense | 1,446,000 | 2,973,000 | 4,609,000 | 6,251,000 |
| Net interest income | 2,736,000 | 5,786,000 | 8,739,000 | 11,862,000 |
| Noninterest income | 209,000 | 424,000 | 641,000 | 863,000 |
| Noninterest expense | 1,982,000 | 3,885,000 | 5,812,000 | 7,840,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 963,000 | 2,325,000 | 3,568,000 | 4,885,000 |
| Income tax | 188,000 | 469,000 | 736,000 | 998,000 |
| Net income | 775,000 | 1,856,000 | 2,832,000 | 3,887,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 72,103,000 | 73,124,000 | 74,039,000 | 75,034,000 |