Call reports 2023
UNITED SAVINGS BANK — 2023
What UNITED SAVINGS BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 451,614,000 | 456,824,000 | 453,083,000 | 445,566,000 |
| Total loans | 165,501,000 | 163,772,000 | 161,841,000 | 161,860,000 |
| Allowance for loan losses | 1,318,000 | 1,318,000 | 1,318,000 | 1,318,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 192,981,000 | 192,105,000 | 189,318,000 | 176,264,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 341,014,000 | 338,636,000 | 334,659,000 | 332,303,000 |
| Interest-bearing deposits | 258,745,000 | 256,988,000 | 257,773,000 | 254,533,000 |
| Noninterest-bearing deposits | 82,269,000 | 81,648,000 | 76,886,000 | 77,770,000 |
| Equity capital | 71,245,000 | 72,250,000 | 73,118,000 | 74,128,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 3,802,000 | 7,713,000 | 11,725,000 | 16,000,000 |
| Interest expense | 852,000 | 1,889,000 | 3,153,000 | 4,528,000 |
| Net interest income | 2,950,000 | 5,824,000 | 8,572,000 | 11,472,000 |
| Noninterest income | 196,000 | 399,000 | 597,000 | 809,000 |
| Noninterest expense | 1,802,000 | 3,609,000 | 5,470,000 | 7,305,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,344,000 | 2,614,000 | 3,699,000 | 4,976,000 |
| Income tax | 288,000 | 553,000 | 770,000 | 1,037,000 |
| Net income | 1,056,000 | 2,061,000 | 2,929,000 | 3,939,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 68,692,000 | 69,647,000 | 70,465,000 | 71,426,000 |