Call reports 2022
UNITED SAVINGS BANK — 2022
What UNITED SAVINGS BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 465,778,000 | 465,460,000 | 465,136,000 | 465,342,000 |
| Total loans | 166,915,000 | 168,287,000 | 166,308,000 | 166,357,000 |
| Allowance for loan losses | 1,318,000 | 1,318,000 | 1,318,000 | 1,318,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 99,966,000 | 126,311,000 | 157,065,000 | 174,922,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 358,127,000 | 352,654,000 | 351,032,000 | 357,799,000 |
| Interest-bearing deposits | 269,557,000 | 259,521,000 | 261,416,000 | 263,748,000 |
| Noninterest-bearing deposits | 88,570,000 | 93,133,000 | 89,616,000 | 94,051,000 |
| Equity capital | 67,498,000 | 68,062,000 | 68,977,000 | 70,189,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 2,134,000 | 4,636,000 | 7,772,000 | 11,558,000 |
| Interest expense | 346,000 | 714,000 | 1,143,000 | 1,745,000 |
| Net interest income | 1,788,000 | 3,922,000 | 6,629,000 | 9,813,000 |
| Noninterest income | 266,000 | 488,000 | 693,000 | 896,000 |
| Noninterest expense | 1,680,000 | 3,299,000 | 5,011,000 | 6,816,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 374,000 | 1,111,000 | 2,311,000 | 3,893,000 |
| Income tax | 78,000 | 250,000 | 535,000 | 905,000 |
| Net income | 296,000 | 861,000 | 1,776,000 | 2,988,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 65,128,000 | 65,661,000 | 66,544,000 | 67,685,000 |