Call reports 2021
UNITED SAVINGS BANK — 2021
What UNITED SAVINGS BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 417,614,000 | 432,727,000 | 433,534,000 | 439,297,000 |
| Total loans | 170,586,000 | 171,639,000 | 169,163,000 | 169,814,000 |
| Allowance for loan losses | 1,318,000 | 1,318,000 | 1,318,000 | 1,318,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 64,187,000 | 52,154,000 | 47,128,000 | 52,108,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 306,435,000 | 317,428,000 | 320,513,000 | 333,228,000 |
| Interest-bearing deposits | 227,218,000 | 231,246,000 | 236,037,000 | 252,873,000 |
| Noninterest-bearing deposits | 79,217,000 | 86,182,000 | 84,476,000 | 80,355,000 |
| Equity capital | 66,118,000 | 66,481,000 | 66,870,000 | 67,201,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 2,165,000 | 4,279,000 | 6,372,000 | 8,453,000 |
| Interest expense | 384,000 | 737,000 | 1,089,000 | 1,427,000 |
| Net interest income | 1,781,000 | 3,542,000 | 5,283,000 | 7,026,000 |
| Noninterest income | 402,000 | 700,000 | 1,089,000 | 1,357,000 |
| Noninterest expense | 1,652,000 | 3,246,000 | 4,868,000 | 6,453,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 531,000 | 996,000 | 1,504,000 | 1,930,000 |
| Income tax | 118,000 | 220,000 | 339,000 | 434,000 |
| Net income | 413,000 | 776,000 | 1,165,000 | 1,496,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 63,901,000 | 64,236,000 | 64,597,000 | 64,900,000 |