Call reports 2019
UNITED SAVINGS BANK — 2019
What UNITED SAVINGS BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 352,243,000 | 359,474,000 | 370,635,000 | 356,834,000 |
| Total loans | 158,770,000 | 161,157,000 | 160,394,000 | 168,455,000 |
| Allowance for loan losses | 1,268,000 | 1,268,000 | 1,268,000 | 1,268,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 65,192,000 | 57,462,000 | 91,572,000 | 90,519,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 256,238,000 | 260,181,000 | 270,815,000 | 260,786,000 |
| Interest-bearing deposits | 204,070,000 | 203,665,000 | 210,792,000 | 208,358,000 |
| Noninterest-bearing deposits | 52,168,000 | 56,516,000 | 60,023,000 | 52,428,000 |
| Equity capital | 61,424,000 | 62,187,000 | 62,983,000 | 63,685,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 2,936,000 | 5,865,000 | 8,879,000 | 11,694,000 |
| Interest expense | 567,000 | 1,162,000 | 1,782,000 | 2,393,000 |
| Net interest income | 2,369,000 | 4,703,000 | 7,097,000 | 9,301,000 |
| Noninterest income | 241,000 | 517,000 | 787,000 | 1,095,000 |
| Noninterest expense | 1,672,000 | 3,262,000 | 4,866,000 | 6,458,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 938,000 | 1,958,000 | 3,018,000 | 3,938,000 |
| Income tax | 232,000 | 489,000 | 753,000 | 971,000 |
| Net income | 706,000 | 1,469,000 | 2,265,000 | 2,967,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 59,531,000 | 60,261,000 | 61,026,000 | 61,696,000 |
| Total capital | 60,799,000 | 61,529,000 | 62,294,000 | 62,964,000 |
| Risk-weighted assets | 162,372,000 | 160,247,000 | 168,341,000 | 175,191,000 |