Call reports 2018
UNITED SAVINGS BANK — 2018
What UNITED SAVINGS BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 346,468,000 | 356,038,000 | 356,583,000 | 347,432,000 |
| Total loans | 155,102,000 | 156,967,000 | 157,905,000 | 158,202,000 |
| Allowance for loan losses | 1,268,000 | 1,268,000 | 1,268,000 | 1,268,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 59,653,000 | 54,715,000 | 47,849,000 | 58,890,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 255,667,000 | 261,205,000 | 260,770,000 | 256,683,000 |
| Interest-bearing deposits | 202,785,000 | 205,662,000 | 205,847,000 | 204,050,000 |
| Noninterest-bearing deposits | 52,882,000 | 55,543,000 | 54,923,000 | 52,633,000 |
| Equity capital | 58,735,000 | 59,307,000 | 59,985,000 | 60,718,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 2,315,000 | 4,760,000 | 7,451,000 | 10,232,000 |
| Interest expense | 410,000 | 853,000 | 1,336,000 | 1,849,000 |
| Net interest income | 1,905,000 | 3,907,000 | 6,115,000 | 8,383,000 |
| Noninterest income | 235,000 | 467,000 | 715,000 | 970,000 |
| Noninterest expense | 1,505,000 | 2,980,000 | 4,532,000 | 6,065,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 635,000 | 1,394,000 | 2,298,000 | 3,288,000 |
| Income tax | 154,000 | 341,000 | 567,000 | 824,000 |
| Net income | 481,000 | 1,053,000 | 1,731,000 | 2,464,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 56,980,000 | 57,523,000 | 58,192,000 | 58,896,000 |
| Total capital | 58,248,000 | 58,791,000 | 59,460,000 | 60,164,000 |
| Risk-weighted assets | 155,688,000 | 158,100,000 | 155,776,000 | 159,696,000 |